Without a legal financial obligation created by marriage or domestic partnership, many health insurance companies will not cover a girlfriend’s abortion or medical care. However, it’s always worth checking with your insurance provider for specific details regarding your plan.
How Can My Health Insurance Cover My Girlfriend?
Supporting your girlfriend financially through her pregnancy is one way to show you care, but insurance plans can be particular about who receives coverage. Usually, there must be a legal relationship before an insurance agency covers them, such as marriage or domestic partnership. If you’re in a serious relationship, marriage could be one way to extend coverage to your significant other.
Does Health Insurance Cover Abortion?
Pennsylvania Medicaid only covers abortion in cases of rape, incest, and life endangerment. Public insurance will not fund elective abortions outside of these categories.
Private health insurance plans will vary in their coverage of abortion.
It’s common for abortion expenses to be paid out of pocket. The price will vary depending on how far along your girlfriend is in her pregnancy and the type of abortion procedure.
Does Health Insurance Cover Pregnancy?
All major health insurance plans are required to cover maternity care. Your plan should include prenatal care, inpatient services, postnatal care, and newborn care.
If your girlfriend isn’t covered by health insurance and needs medical care, she could qualify for medical assistance through the state of Pennsylvania if she meets specific income requirements. If she’s currently employed, her employer could provide insurance options.
Where Should We Start?
If you’re both looking for the next steps after pregnancy news, we can help. We provide free and confidential pregnancy services, including pregnancy testing and ultrasounds. Check out our full list of services.
We can support both of you during this time, walk through your pregnancy options, and provide information and referrals. Schedule your free and confidential appointment today at Your Loving Choices. We’re here to be a resource for you.